Rental ROI Calculator

Use this rental ROI calculator to evaluate a rental property’s annual net income and simple return based on your own assumptions.

Estimate rental property ROI

Your result

Annual net income
$12,192
Simple ROI
5%
Gross rent yield
9%
Cash-on-cash note
Add financing cash invested

How this calculator helps

A quick ROI calculation can help compare properties, but it only works if vacancy, expenses, management, and rehab costs are modeled honestly.

This calculator is designed as a high-level screening tool rather than a replacement for detailed underwriting.

How the math works

Annual gross rent = monthly rent × 12.

Annual net income = gross rent - vacancy loss - monthly expenses × 12 - annual expenses - management cost.

Simple ROI = annual net income ÷ total project cost.

Worked examples

Light rehab property

A property needs some work before renting.

  • Purchase price and rehab cost entered

The rehab budget increases the total project cost and changes the return.

Management included

The owner will use a manager.

  • Property management percent entered

Management can materially reduce net income and the simple ROI.

Financing cash invested

The buyer wants a quick cash-on-cash note.

  • Cash invested entered

The tool shows a simple cash-on-cash ratio alongside the broader ROI view.

Frequently asked questions

Related tools

Look at the property using NOI and cap rate too.

Focus on monthly and annual cash flow after expenses.

Compare owner versus renter economics on the housing side.

Useful if you are also thinking from the renter side.

Important note

Investor estimate only. This is not investment, tax, legal, or lending advice.